See other credit activity while you decide.
Beside every application, how many other participating providers have one for the same identity, and what for. Never who they are, and only for a set time.
ML-26-04418Open
Example
Personal loan · SA ID ••0087Shown to other providers for 61 more hours
Other providers' activity · anonymous
Up to date as of 09:12
Open
2
in 72 h
Approved
1
in 14 days
Declined
0
in 24 h
Withdrawn
1
in 24 h
Monthly repayments elsewhere · 2 accountsR 4 150.00
Anonymous
Counts and repayments only. No provider learns who the others are, and nobody learns about you.
Only for a set time
By default an open application shows to others for 72 hours, a decline or withdrawal for 24, an approval for up to 14 days. Your own history stays yours.
It works beside the system you already use
Enqorum doesn't replace your loan management system. It sits next to it, for every person who decides on applications.
Register as a credit provider- With a connected systemYour loan management system sends applications through Enqorum's API, and the Enqorum widget shows the activity inside it.
- Without oneCapture applications here, and your staff use the browser extension beside your loan management system.
- Checked before you startEnqorum reviews your company and NCR certificate, then activates you.
- Your people, your rolesInvite your staff. Administrators manage access, API keys and integrations.
What Enqorum doesn't do
- No lending decisionsEach provider decides on its own applications.
- No loan pricingEnqorum doesn't set or suggest rates or terms.
- Not a credit bureauIt doesn't replace bureau reporting; it covers the time before that catches up.